讲座题目：Health Insurance Design with Heterogeneous Preferences

摘要：We investigate the welfare implications of different designs of a health insurance program by structurally estimating patient demand based on claims level data. We find that patients exhibit diverse preferences that affect their hospital and spending choices. A higher-deductible plan can improve social welfare, when patients with minor diseases value risk protection less; a higher reimbursement maximum does not necessarily lead to an increase in insurer costs, given modest moral hazard. We further discuss several alternative designs of a health insurance contract in a tiered inpatient care delivery system in rural China that may promote welfare gains.

主讲人：庄晨 助理教授（北京大学）

讲座时间：2023年5月10日（周三）13:00—14:30

讲座地点：求是楼347会议室

讲座语言：中英文

主持人：赵丽秋 副教授

参与人员：热烈欢迎广大师生参加。

主讲人简介：

庄晨，北京大学经济学院资源、环境与产业经济学系助理教授。2022年3月于美国华盛顿大学获得经济学博士学位，研究方向为发展经济学、应用微观计量、实证产业组织，侧重于政策的评估和设计。近年来在《经济学（季刊）》，Science of the Total Environment，Obesity，Journal of Comparative Economics，China Economic Review等国内外期刊发表论文十余篇。讲授经济学原理、政策分析的现代工具等课程。